You are in dire need of airtime to make calls or send text messages on your phone but you don’t have any money on you at the moment to purchase the airtime. Or maybe you have some money on you but there is no recharge card dealer near you and you desperately need to use some airtime. Well, if this is you, you don’t need to worry anymore, there is another way for you to do what you want to do now; borrow the airtime from your service provider.
It does not matter the mobile network provider you use – whether it is MTN, 9Mobile, Glo or Airtel, you can borrow airtime from any of them. Borrowing from your network provider is quite a very simple thing to do. All you need to do is just dial a code and you will be fine. But do you know the codes to use in borrowing? We will give you the information you seek presently.
1. How To Borrow From MTN Nigeria
It is easy to borrow from MTN but you must realize that not everyone can just borrow some airtime from the network. To qualify to borrow money from MTN, subscribers must have met some criteria.
Criteria For Borrowing From MTN
– The SIM card used to borrow airtime must be prepaid
– The MTN Customer’s main account balance must be between N0 and N12
– The customer also must have used up as much as N500 monthly
– Of course, the customer must have also paid up any previously borrowed airtime.
The Amount You Can Borrow From MTN
Note that the amount you can borrow from MTN is between N50 to N1,000. Also, the amount of airtime you get on credit depends on the kind of money you have spent using the network within the month.
The Code To Dial
To borrow airtime from MTN Nigeria, all you need to is dial *606#. You will see a list of options to choose from to get your airtime.
The Service Charge
Note that MTN charges you for this service. It is not free of charge. You will have to forfeit %15 of the amount borrowed as payment of the service charge. For instance if you borrow N100, the amount you will get will be N85. This is because the remaining N15 has gone to pay for the service charge.
2. How To Borrow From Airtel Nigeria
Just like MTN Nigeria, there are some criteria to be met when borrowing from Airtel Nigeria.
Criteria For Borrowing From Airtel Nigeria
– The borrower must be a prepaid customer.
– The customer must have used the Airtel SIM card for at least 3 months
– The customer must have actively recharged their SIM card during the month with at least N250.
– The customer must have also paid up any previously borrowed airtime.
The Amount You Can Borrow From Airtel
The amount of money customers can borrow is between N50 to N1,000. Note that the amount of credit you can get is dependent on how much you have used within the month.
The Code To Dial
To borrow airtime from Airtel, all you need to do is just dial *500#. You will be provided with a list of options to choose from and get your airtime.
The Service Charge
Airtel charges %15 for the service charge. So, if you borrow N100 for instance, what you are getting is N85.
3. How To Borrow From Glo Nigeria
There are a number of criteria to meet before you can borrow from Glo Nigeria, just like the other networks.
Criteria To Borrow From Glo Nigeria
– The customer must be a prepaid user
– The customer must have used the SIM card for at least four months
– The customer must have been actively using his SIM card during the month. This includes, of course, regular recharging.
– The customer must have also paid up any previously borrowed airtime.
The Amount You Can Borrow From Glo Nigeria
Customers in dire need of airtime can borrow between N50 and N1,000. Take note that the amount of airtime customers can borrow depends on how much they have used during the month.
The Code To Dial
To borrow airtime from Glo Nigeria, all you have to do is dial *321# and you will be asked to create a 4-digit PIN first.
After you have created your PIN, you can go ahead to borrow by dialing *321*PIN*amount#. For instance if your PIN is 1234, all you need to do to borrow N100, is to dial *321*1234*100#.
The Service Charge
Glo Nigeria charges 10% for this service. So, if you’re borrowing N100 for instance, what you will get is N90.
4. How To Borrow From 9Mobile Nigeria
Just like all the other networks, there is a set of criteria to meet before you can borrow from 9Mobile Nigeria.
Criteria To Borrow From 9Mobile Nigeria
– You must be a prepaid user
– You must have actively used your SIM card during the month you requested to borrow credit.
– The customer must have also paid up any previously borrowed airtime.
The Amount You Can Borrow From 9Mobile Nigeria
Customers on 9Mobile can borrow between N50 to N1,000. The amount you can borrow as a subscriber is dependent on how much you have used within the month
The Code To Dial
To borrow airtime from 9Mobile, all you need to do is dial *665#. You will be provided with options to choose from and get your credit.
The Service Charge
9Mobile charges 10% as service charge. This means that if you borrow N100 for instance, what you will get is N90.